He covers and cover the person in the other car if you were at fault for the accident. Also cover you if the person on the other car is in a no fault state and has no auto insurance.
The Wizards of Waverly Place Season 3 Episode 24
The Suite Life on Deck Season 3 Episode 6
Scream Queens Season 2 Episode 4
RIZZOLI & ISLES Episode 7
Huge Episode 9